US Public and Private Debt Wikia

 

Public and Private Debt within the United States
Debt, both public and private, is extremely complex. This site will explore the multiple types of debt and its implications through a public affairs, public management and public policy lens.

Public Debt and Unfunded Pension Liabilities
Public debt is all money owed by federal, state, and local governments. Unfunded pension liabilities are technically not public debt, but operate like public debt.

Private Debt
Private debt is money owed by individuals, households, and private businesses. Different types of private debt facing people within the United States, their indebtedness, include student loans, mortgages and housing loans, credit cards, and commercial loans. As of December 31, 2015, total household indebtedness was $12.12 trillion.

Social Aid & Resources
There are several national public assistance programs, ways to get help from the local government, community action agencies, non-profits, as well as charities that offer grants that will assist many families and individuals. Organizations may offer free financial help for paying bills, living expenses, and debts. You can find assistance to help pay your utility bills, funds for medical expenses, health care costs, rent, food assistance programs, credit card debt, and many other government assistance programs.





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